IMKAN Partners With Zelo to Deliver Embedded Financing Solutions Across Contractor and Supplier Network

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IMKAN Partners With Zelo to Deliver Embedded Financing Solutions Across Contractor and Supplier Network

IMKAN Properties has announced a strategic partnership with Zelo, a UAE-based private financing platform and subsidiary of International Holding Company (IHC), to introduce embedded financing solutions for contractors and suppliers operating within IMKAN’s real estate development ecosystem.

The partnership aims to strengthen supply chain resilience, improve liquidity access, and support the growth of contractors and suppliers involved in IMKAN’s residential, commercial, and mixed-use projects across the UAE.

Under the agreement, Zelo will provide invoice financing and bank guarantee support to contractors and suppliers working on IMKAN developments. The initiative is designed to help businesses manage cash flow, reduce liquidity constraints, and sustain project delivery amid extended payment cycles commonly associated with large-scale real estate developments.

Industry experts note that contractors and subcontractors, particularly SMEs, often face working capital challenges due to delayed payment structures within the construction sector. By integrating financing solutions directly into IMKAN’s project ecosystem, the partnership seeks to address these financial pressures more efficiently.

The embedded financing model allows suppliers to access liquidity against approved invoices while also securing bank guarantees required for contractual and project obligations.

The arrangement is expected to benefit a broader network of contractors and suppliers within IMKAN’s supply chain by offering financing tools tailored to active development projects, rather than relying solely on traditional banking relationships or balance sheet strength.

Suwaidan Al Dhaheri said the collaboration reinforces IMKAN’s commitment to supporting its contractor and supplier network while enhancing operational efficiency across its developments.

“IMKAN’s success is built on a foundation of strong, collaborative partnerships. Our collaboration with Zelo supports our contractors and suppliers, which in turn streamlines our own operations and ensures we continue to deliver landmark projects to the highest possible standard for our customers,” he stated.

The partnership also reflects a broader trend within the UAE’s real estate sector, where developers are increasingly integrating financial services into procurement and supply chain systems to improve delivery confidence and reduce disruptions linked to cash flow challenges.

Dhanush Arjun said the initiative is intended to provide contractors with financing solutions aligned with the pace and operational demands of the UAE’s rapidly growing real estate sector.

“Through this partnership with IMKAN, we are bringing invoice financing and bank guarantee support directly into the project ecosystem, giving contractors access to the liquidity they need when they need it,” he said.

According to the companies, the partnership forms part of Zelo’s wider strategy to embed financing solutions within established corporate and government-linked supply chains across the UAE.

The collaboration also highlights the growing convergence between embedded finance and real estate development, supporting broader economic growth, SME participation, and supply chain sustainability across the UAE construction sector.