Arab Bank Group has reported a strong financial performance for the first half of 2026, posting a 7% increase in net income after tax to $570.9 million, compared to $535.3 million during the same period in 2025.
The banking group also maintained a solid capital position, with total equity reaching $13.5 billion, reflecting its continued financial resilience despite ongoing regional and global economic uncertainties.
Assets, Loans and Deposits Continue to Grow
Arab Bank recorded steady balance sheet growth during the first six months of the year.
Total assets increased by 7% to $80.3 billion, while the bank's loan portfolio grew by 6% to $42.1 billion. Customer deposits also rose by 6%, reaching $58.8 billion, highlighting sustained customer confidence and business momentum across the Group's operating markets.
Chairman Highlights Resilient Performance
Commenting on the results, Sabih Masri, Chairman of the Board of Directors, said the Group's positive performance demonstrates the strength of its long-term strategy and solid financial fundamentals.
He noted that Arab Bank continues to monitor regional developments while proactively managing risks carefully, maintaining a strong balance sheet and delivering sustainable returns to shareholders.
Masri also emphasized the bank's commitment to strengthening its regional footprint through strategic expansion initiatives. These include the reactivation of banking operations in Syria, the launch of an Islamic banking window in Algeria, and continued efforts to expand its presence in the Iraqi market.
In addition, he highlighted the Group's focus on enhancing wealth management services by leveraging Arab Bank Switzerland's expertise as its center of excellence.
Revenue Growth Driven by Strong Non-Funded Income
Chief Executive Officer Randa Sadik said Arab Bank's underlying business performance remained robust during the first half of 2026.
She noted that revenues increased by 3%, supported by strong growth in non-funded income, helping drive the overall 7% increase in net profit.
Sadik added that the Group's 7% balance sheet growth reflects its continued focus on financial strength, operational resilience and sustainable long-term growth.
Strong Liquidity and Capital Position Maintained
Arab Bank continued to maintain healthy liquidity and asset quality during the reporting period.
The Group's loan-to-deposit ratio stood at 72%, while provisions held against non-performing loans remained above 100%, underscoring its conservative risk management approach.
The bank also maintained a capital adequacy ratio of 17.3%, supported predominantly by common equity, reinforcing its strong capital base.
Digital Innovation Remains a Strategic Priority
Sadik said Arab Bank continues to invest in innovative digital banking products and services designed to meet the changing needs of customers across different sectors and markets.
The bank aims to remain agile and responsive as digital transformation continues to reshape the financial services industry.
Regional Recognition
During the year, Arab Bank was also named "Best Bank in the Middle East 2026" by Global Finance magazine, recognizing its leadership, financial strength and continued excellence across the regional banking sector.
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