Why is the UAE replacing SMS OTPs with in-app banking, and how does it help you?

The UAE is officially phasing out SMS and email OTPs starting July 25, 2025, under new Central Bank guidelines — but why? The switch to in-app banking authorisation means users can now approve transactions directly within their bank's app using biometrics or PINs, without needing to enter codes from SMS. This secure app environment makes it significantly harder for hackers to intercept or misuse authentication data, while giving users quicker, more reliable control over their money. Do you think this shift enhances banking safety, or do you prefer the traditional OTP methods? Let us know your thoughts!

Add your Comment:

+