Dubai Holding Real Estate and CBD Launch Home Financing Programme for Nakheel, Meraas and Dubai Properties Buyers
Dubai Holding Real Estate has partnered with Commercial Bank of Dubai (CBD) to introduce a new home financing programme aimed at simplifying property ownership for eligible customers purchasing homes across Nakheel, Meraas, and Dubai Properties developments.
The initiative offers UAE nationals and residents access to a range of conventional and Islamic home financing solutions for both off-plan and completed residential properties, providing buyers with greater flexibility, faster approvals, and enhanced financing support throughout the homeownership journey.
Enhanced Access to Home Financing
The new programme is available to eligible salaried and self-employed UAE nationals and residents seeking to purchase qualified villas and apartments within Dubai Holding Real Estate’s portfolio.
Designed to streamline the financing process, the programme offers:
- Fixed and variable-rate financing options
- Conventional and Islamic home financing solutions
- Faster digital pre-approval processes
- Automated eligibility assessments
- Dedicated mortgage relationship managers
- Preferential rates and competitive fee structures
- Access to selected premium banking benefits
The initiative aims to provide buyers with greater transparency regarding their borrowing capacity while reducing approval timelines through digital onboarding and streamlined procedures.
Financing Available Earlier During Construction
A key feature of the programme is the ability for eligible customers to access financing from the 30% construction completion stage, provided they have already met the 50% payment threshold.
This approach gives off-plan property buyers earlier visibility into their financing options and increased confidence when planning their property purchases.
The programme has been structured to support a wide range of customers, including entrepreneurs and SME owners, through simplified documentation requirements and flexible eligibility criteria.
Eligible customers may also benefit from CBD’s premium banking offerings, including access to the bank’s Elite proposition.
Supporting Dubai’s Growing Property Market
Commenting on the partnership, Khalid Al Malik said enabling access to homeownership at the right stage of the customer journey remains a key priority.
He noted that the collaboration with CBD provides UAE nationals and residents with earlier and more structured access to financing across Nakheel, Meraas, and Dubai Properties developments, helping buyers move forward with greater certainty while reinforcing the company’s role in developing accessible, high-quality communities across Dubai.
Simplifying the Homeownership Journey
Dr. Bernd van Linder emphasized that today’s property buyers are seeking more than just financing products.
According to him, customers increasingly value clarity, efficiency, and expert guidance throughout the homeownership process. He said the partnership simplifies access to financing through faster digital approvals, dedicated mortgage expertise, and streamlined onboarding procedures, while supporting the sustainable growth of Dubai’s real estate sector.
Strengthening Real Estate and Banking Collaboration
The partnership reflects ongoing collaboration between Dubai’s real estate and financial sectors as both industries work together to strengthen market confidence, improve customer experiences, and support sustainable economic growth.
By combining Dubai Holding Real Estate’s extensive residential portfolio with CBD’s financing capabilities, the programme seeks to create a more accessible pathway to homeownership while contributing to the continued resilience and attractiveness of Dubai’s property market.
